Debt-Cures-Money - REVIEWS 2018
“Jane Bryant Quinn is America’s dean of personal finance….The book is a true treasure chest of financial secrets.” —Forbes

With How to Make Your Money Last, you will learn how to turn your retirement savings into a steady paycheck that will last for life.

Today, people worry that they’re going to run out of money in their older age. That won’t happen if you use a few tricks for squeezing higher payments from your assets—from your Social Security account (find the hidden values there), pension (monthly income or lump sum?), home equity (sell and invest the proceeds or take a reverse mortgage?), savings (should you buy a lifetime annuity?), and retirement accounts (how to invest and—critically—how much to withdraw from your savings each year?). The right moves will not only raise the amount you have to spend, they’ll stretch out your money over many more years.

You will also learn to look at your savings and investments in a new way. If you stick with super-safe choices the money might not last. You need safe money to help pay the bills in your early retirement years. But to ensure that you’ll still have spending money 10 and 20 years from now, you have to invest for growth, today. Quinn shows you how. At a time when people are living longer, yet retiring with a smaller pot of savings than they’d hoped for, this book will become the essential guide.
Time to analyze your finances? Start with your net worth, or where you stand financially. To do this, create two columns with your assets on one side and your liabilities on the other. Once your columns are created, the next step is to subtract your liabilities from your assets. If the end result is a negative number, take action and implement a budget to pay off all non-mortgage debt.
Being realistic about your personal finances requires knowing what your true financial status is right now. Being realistic about it will help you to achieve a more stable financial situation than you might think.
Do you know where all your money goes? Do you wonder why as soon as you get paid the money just seems to disappear leaving you broke until the next pay check? And what about saving for retirement, or do you plan on working for the rest of your life? Successful businesses and people have a budget and so should you. If you don't you need to create a personal budget today.